Neocash Mobile

LAGOS STATE RESIDENTS ONLYWhatsapp: 08081250499 ₦5,000 to ₦5,000,000, apply in just 5 minutes!
No Collateral, No Guarantor, No Time!

NeoCash is a new app from Shepherd Trust Microfinance Bank. We have been providing financial services to all classes of Nigerians since 2011, and are now bringing the same quality customer service right into your hands. We are on a mission to give a human touch to digital banking and as we scale, we’re bringing with us the same people-centric, customer focused culture we’ve always strived to build locally.

Download our app now and apply for a loan in less than 5 minutes.

Why Use NeoCash?
- Borrow up to ₦5,000,000
- Choose your payment tenure
- Fast and easy access to loans, with no hidden charges
- Account is credited as soon as the loan is approved
- No collateral or guarantor needed for most loans
- NeoCash Loan App is extremely secure and reliable


Loan characteristics
Loan amounts from ₦5,000 to ₦5,000,000
Repayment period from 61 days to 12 months
APR from 30% to 120% per annum

Loan Requirements
- A steady and verifiable source of income (Job or Business)
- Bank statement (to prove income)
- Gov't issued ID Card
- A good credit history


An example of a NeoCash loan
Borrow ₦100,000 over 3 months
Interest (total cost of the loan): ₦7,500 (2.5% rate)
Three monthly repayments: ₦35,833
Total amount payable: ₦107,500
Representative: 30% APR